Oct 14
Charting a Path Through Uncertain Times by Cadence WM

When people feel like they have a lot of control over their lives, uncertainty is a mild irritant at worst, and a fun challenge at best.  The uncertainty of what you’re going to do when you wake up in an … Continue reading

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Sep 13
Capital’s Been Winning at Labor’s Expense by Cadence WM

If there’s one thing that most people would agree on, it’s that having an economy that benefits both the worker and the business owner is a good thing – the best of both worlds. There is opportunity for those who … Continue reading

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Aug 11
Change Happens by Cadence WM

Change is a funny thing. It’s one of the only constants in life; something we can depend on. Whether we’re talking about the four seasons, aging, health, or quality of life, we can depend on change to shuffle things up … Continue reading

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Jul 17
Homer Simpson . . . Financial Role Model? by Cadence WM

“The Simpsons” debuted on Fox on December 17th, 1989.  At that time the patriarch of the family, Homer, was 34 years old, putting him solidly in the middle of the Baby Boom generation.  His wife, Marge, also a Baby Boomer, … Continue reading

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Jun 9
People Are Dying To Access Your Financial Accounts: Don’t Let Them by Cadence WM

It’s a pretty common occurrence to hear someone has had their identity stolen, or credit cards duplicated, or bank account compromised.  Despite the security industry’s best efforts, there are still weak links in the chain when it comes to our … Continue reading

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May 19
How Serious is This Inflation Thing? by Cadence WM

Although not everyone fully understands inflation and its pernicious impact on standards of living over time, all of us have experienced it and know what it feels like in the moment. It’s annoying to pay more for something than we … Continue reading

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May 12
The Overlooked and Misunderstood Details of Estate Planning by Cadence WM

Emotionally processing the death of a loved one, especially a partner, is difficult enough without the added stress of managing financial and other affairs after death.  There are a lot of details to manage in the most common and stable … Continue reading

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Apr 14
What Happens When the Fish Outgrow the Tank? by Cadence WM

“The stock market is not the economy.”  Maybe you’ve heard this before, as any time the economy seems to be struggling but the stock market isn’t we are reminded that these two things are not synonymous.  However, they are related … Continue reading

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Mar 24
More Cowbell! by Cadence WM

Saturday Night Live fans may remember the skit where Bruce Dickinson (played by Christopher Walken) helps Blue Oyster Cult nail the recording of their hit “The Reaper”. It’s a great cast of actors in this bit, but Gene, played by … Continue reading

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Mar 11
Ask Cadence: Are you optimistic for 2021? by Cadence WM

Yes. 2021 has the potential to be a very interesting year for a host of reasons. First, the risks and uncertainties: Covid-19 – We just don’t know how quickly the majority of people will get vaccinated and subsequently get back … Continue reading

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Dec 15
Taking Control by Cadence WM

As we draw closer to wrapping up a very trying and difficult 2020 and continue to face tremendous uncertainty around the presidential election, social unrest, job security, life, markets, etcetera, the famous quote from Charles Swindoll comes to mind: “Life … Continue reading

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Nov 10
The Mathematics of Negative Returns – Why Avoiding Large Losses Matters by Cadence WM

“Buy low, sell high”.  Everyone’s heard of that one.  In fact, we’ve probably all heard it so much we no longer have to think about the math behind it, we just *know* that means you’ve made money.  There are some … Continue reading

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Oct 15
Don Those Earmuffs! by Cadence WM

“Americans can always be trusted to do the right thing once all other possibilities have been exhausted.” – Quote often ascribed to Winston Churchill If there’s one thing most can feel good about these days, it’s the fact that the … Continue reading

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Aug 18
Don’t Let the Possible Overshadow the Probable by Cadence WM

We have written many times how when it comes to planning and investing, human brains are the biggest hindrances to the owners of those brains. The possibility of large investment gains is so seductive, especially with financial news programs showcasing … Continue reading

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Jul 13
Stoking Wealth Inequality – Enough is Enough by Casey D. Clarke

For years we’ve been raising the issue of the systematic increase in wealth inequality in America. Whether monetary policy from the Fed or crony capitalism in Washington, the end result has been a widening gyre between the haves and the … Continue reading

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Jun 16
The Cost of Panic Revisited by Cadence WM

We had a piece in the September 2013 Cadence Clips called “The Cost of Panic”.  In it, we showed how investors who panicked and deviated from their investment plans when stock prices dropped from 2007 to 2009 caused irreparable harm … Continue reading

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May 12
Ask Cadence: When Will Stocks Look Attractive Again? by Cadence WM

When we look back 100 years at the relationship between the size of the stock market and the underlying economic fundamentals either by way of gross domestic product (GDP) or the amount of “stuff” that corporations produce (Gross Value Added), … Continue reading

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Apr 14
Well, That Escalated Quickly by Cadence WM

In four weeks, stock markets have given back more than three years-worth of gains. For our number-oriented readers, that equates to losses accumulating 40 times faster than gains. As the expression goes; “risk happens fast”. If the month of March … Continue reading

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Mar 4
The Coronavirus Wake-up Call by Cadence WM

If the latest data using the best meteorological methods available suggests there’s a storm coming and one takes actions to prepare, does that qualify as panic? One of the things we’ve noticed over the years in raising flags about the … Continue reading

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Feb 11
SECURE Act by Cadence WM

On December 20, 2019 the President signed into law the Setting Every Community Up for Retirement Enhancement Act (the SECURE Act). The new law is intended to expand opportunities for individuals to increase their retirement savings. Some of the changes … Continue reading

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