Financial Planning

Our Financial Planning Philosophy

Good financial planning is built on an understanding of what’s important to you—whether it’s retiring when and how you’d prefer, preparing to provide long-term care for yourself or a loved one, paying for your children or grandchildren’s education, buying a vacation home or anything else that requires thoughtful and disciplined financial planning.

We believe that by helping you better understand how your choices in one area of your finances affect other areas, we can also help you make better-informed and more consistent decisions over time—and achieve your life goals as a result.

Experience has shown us that by making financial planning an ongoing process, with meetings several times per year, we can better monitor changes in your life or the economic environment that may affect your financial plans, and help you stay on track toward your goals.

We adhere to the following process, as outlined by the CFP Board of Standards, Inc.:

associates in meeting room reviewing accounts

Discovery Meeting:

The first step is a conversation about your financial goals and priorities, typically in the form of a complimentary initial meeting. At the end of this meeting, we’ll assign you some light “homework” to gather the data and information we need to start developing your financial plan.

discussion about data graphs

Analysis and Strategy Session(s):

Next, we’ll analyze your information and assess your current situation. Then we’ll develop and present you with your financial plan, meeting at least once to review our findings, observations and recommendations in key areas.

consultant working in laptop


After you decide which of our recommended strategies and solutions to implement, our team can guide you through all the paperwork and follow-up required.

data statistics on a tablet

Ongoing Review:

We’ll meet every 3-4 months (either in person or via conference call or web meeting) to proactively address changes in your circumstances, as well as those in the markets, economy and tax code.