We typically operate day to day within the guardrails of precedent, making decisions and evaluating outcomes based on what we’ve observed and those things that have played out in the past. Certain rhythms repeat for certain reasons which is why … Continue reading →

A sign of exhaustion in markets can be when markets are rising despite not all stocks acting well. When we redefine what is known in the technical analysis world as the Hindenburg Omen by looking at days when there are … Continue reading →

As of the time this article is being written, October has shaped up to be another stellar month for the stock market. Going back to the lows in March of last year, the S&P 500 has more than doubled, pretty … Continue reading →

With the Federal Reserve keeping interest rates at zero and Fed Chairman Powell saying last month that the Fed “is not even thinking about thinking about raising rates”, interest on your cash reserves is very hard to come by. Also, … Continue reading →

As summer ends and fall begins, another seasonal event is about to happen: workplace open enrollment. If your employer offers benefits, now is a good time to reexamine your options and coverages to see if you should make any changes … Continue reading →

When people feel like they have a lot of control over their lives, uncertainty is a mild irritant at worst, and a fun challenge at best.  The uncertainty of what you’re going to do when you wake up in an … Continue reading →

If there’s one thing that most people would agree on, it’s that having an economy that benefits both the worker and the business owner is a good thing – the best of both worlds. There is opportunity for those who … Continue reading →

Change is a funny thing. It’s one of the only constants in life; something we can depend on. Whether we’re talking about the four seasons, aging, health, or quality of life, we can depend on change to shuffle things up … Continue reading →

“The Simpsons” debuted on Fox on December 17th, 1989.  At that time the patriarch of the family, Homer, was 34 years old, putting him solidly in the middle of the Baby Boom generation.  His wife, Marge, also a Baby Boomer, … Continue reading →

It’s a pretty common occurrence to hear someone has had their identity stolen, or credit cards duplicated, or bank account compromised.  Despite the security industry’s best efforts, there are still weak links in the chain when it comes to our … Continue reading →

Although not everyone fully understands inflation and its pernicious impact on standards of living over time, all of us have experienced it and know what it feels like in the moment. It’s annoying to pay more for something than we … Continue reading →