2017
Oct 13
Ask Cadence: If I choose to take social security early and my benefits get reduced, will they stay reduced forever? by Cadence WM

They could, but it depends on what you did to reduce the benefits.  Most people know by now that if you take social security before you reach your full retirement age, which these days for most people is 66 to … Continue reading

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Sep 26
What The Future Holds For Stocks – It’s All About Price by Cadence WM

Let’s keep this simple. U.S. stocks by almost any measure that doesn’t obscure reported earnings are either at or very near record levels. Here’s a look at a couple valuation measures we’ve discussed in the past – the Shiller CAPE … Continue reading

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Sep 14
Ask Cadence: If the markets and economy are likely to struggle over the next few years, will my retirement plan be ruined? by Cadence WM

Not necessarily. For those who don’t understand where we are in the economic cycle and the current valuation levels of markets, there will likely be some very unpleasant surprises down the road. This is nothing new. For investors who were … Continue reading

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Aug 24
Are You Leaving Money on the 401(k) Table? by Cadence WM

Contributing to a 401(k) plan is good, right? Then contributing the maximum possible to a 401(k) is even better. However, there is one small mistake we see people making that can have a surprisingly big impact over time: hitting the … Continue reading

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Aug 8
The Monkey and the Volcano: A Cadence Fable by Cadence WM

Halfway up the slope of a volcano lived a monkey. Like his fellow monkeys, he spent the majority of his days picking and eating fruit off the trees growing on the side of the volcano. Unbeknownst to his friends, however, … Continue reading

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Jul 18
Ask Cadence: Should I wait to invest given all the uncertainty in the world today? by Cadence WM

Although the rationale for this is sound, waiting to invest can be tricky because it’s always difficult knowing when the time is right to start putting money to work. Usually the best time to get invested is when the world … Continue reading

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Jun 23
The Painful Trip Back – Lessons From 2000 by Cadence WM

Being disciplined is hard. When we think about our own private lives, if we’re being honest, none of us have any trouble coming up with instances where we broke down and diverged from our plan. Whether around dieting, exercise, or … Continue reading

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Jun 6
Ask Cadence: Is it possible the rules of the markets have changed and that they can go up for longer than in the past? by Cadence WM

Anything’s possible, but it’s extremely unlikely that the rules of the game have changed. At the end of the day, asset prices only go as high as people are willing to pay for them. The definition of a bubble is … Continue reading

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May 15
How Expensive Is The Stock Market? by Cadence WM

We’ve incorporated our fair share of complicated charts and concepts into our letters over the months. This one, in our opinion, really keeps things simple. If we’re trying to figure out if the stock market is expensive, doesn’t it really … Continue reading

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