Disclosures

Cadence Wealth Management, LLC

Disclosures

Cadence Wealth Management, LLC (“Cadence”) is a Registered Investment Advisor (“RIA”), registered in the Commonwealth of Massachusetts. Cadence provides asset management and related services for clients in Massachusetts and other states. Cadence will file and maintain all applicable licenses as required by the state securities boards and/or the Securities and Exchange Commission (“SEC”), as applicable. Cadence renders individualized responses to persons in a particular state only after complying with the state’s regulatory requirements, or pursuant to an applicable state exemption or exclusion.

This web site is intended to provide general information about Cadence. It is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies and to be able to contact us for further information.

Market data, articles and other content on this web site are based on generally available information and are believed to be reliable. Cadence does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice.

Cadence will provide all prospective clients with a copy of our current Form ADV, Part 2 (“Brochure”) prior to commencing an Advisory relationship. Existing clients will receive a copy on an annual basis. However, at anytime, you can view our current Form ADV, Part 2 on our web site. In addition, you can Contact Us to request a hardcopy.

If you have any questions regarding Compliance and Regulatory information, please Contact Us.

Privacy Policy
Effective: March 13, 2017

Our Commitment to You

Cadence Wealth Management LLC (“Cadence”) is committed to safeguarding the use of your personal information that we have as your Investment Advisor. Cadence (also referred to as “we”, “our” and “us” throughout this notice) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you. Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything we can to maintain that trust.

Cadence does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and proper business purposes in connection with the servicing and management of our relationship with you as discussed below.

Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Privacy Policy.

Why do you need to know?
Registered Investment Advisors (“RIAs”) share some of your personal information. Federal and State
laws give you the right to limit some of this sharing. Federal and State laws require RIAs to disclose how
we collect, share, and protect your personal information.
What information do we collect from you?
Social security or taxpayer identification number Assets and liabilities
Name, address and phone number(s) Income and expenses
E-mail address(es) Investment activity
Account information (including other institutions) Investment experience and goals
What sources do we collect information from in addition to you?
Custody, brokerage and advisory agreements Account applications and forms
Other advisory agreements and legal documents Investment questionnaires and suitability documents
Transactional information with us or others Other information needed to service account
How do we share your information?
RIAs need to share personal information regarding its clients to effectively implement the RIA’s services. In the section below, we list some reasons we may share your personal information.
Basis for sharing Sharing Limitations
Servicing our Clients
We may share non-public personal information with non-affiliated third parties (such as brokers, custodians, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed services to you consistent with applicable law, including but not limited to:Processing transactions;General account maintenance;Responding to regulators or legal investigations; andCredit reporting, etc.
Cadence may share this information. Clients cannot limit the Advisors ability to share.
Administrators
We may disclose your non-public personal information to companies we hire to help administrate our business. Companies we hire to provide services of this kind are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your personal information to the performance of the specific service we have requested.
Cadence may share this information. Clients cannot limit the Advisors ability to share.
Marketing Purposes
Cadence does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where Cadence or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes.
Cadence does not share personal information. Clients cannot limit the Advisors ability to share.
Authorized Users
In addition, your non-public personal information may also be disclosed to you and persons we believe to be your authorized agent or representative.
Cadence does share personal information. Clients can limit the Advisors ability to share.
Information About Former Clients
Cadence does not disclose, and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our clients.
Cadence does not share personal information regarding former clients Clients can limit the Advisors ability to share.
How do we protect your information?
To safeguard your personal information from unauthorized access and use, we maintain physical, procedural and electronic safeguards. These include computer safeguards such as passwords, secured files and buildings.
Our employees are advised about Cadence’s need to respect the confidentiality of each client’s non-public personal information. We train our employees on their responsibilities.
We require third parties that assist in providing our services to you to protect the personal information they receive. This includes contractual language in our third party agreements.
Changes to our Privacy Policy.
We will send you notice of our Privacy Policy annually for as long as you maintain an ongoing relationship with us.
Periodically we may revise our Privacy Policy, and will provide you with a revised policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing.
State specific regulations
Massachusetts In response to a Massachusetts law, clients must “opt-in” to share non-public personal information with non-affiliated third parties before any personal information is disclosed. We may disclose non-public personal information to other financial institutions with whom we have joint business arrangements for proper business purposes in connection with the management or servicing of your account.

Questions: You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (508) 898-0400 or via email at info@cadencewm.com.