Cadence Wealth Management, LLC
Cadence Wealth Management, LLC (“Cadence”) is a Registered Investment Advisor (“RIA”), registered in the Commonwealth of Massachusetts. Cadence provides asset management and related services for clients in Massachusetts and other states. Cadence will file and maintain all applicable licenses as required by the state securities boards and/or the Securities and Exchange Commission (“SEC”), as applicable. Cadence renders individualized responses to persons in a particular state only after complying with the state’s regulatory requirements, or pursuant to an applicable state exemption or exclusion.
This web site is intended to provide general information about Cadence. It is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies and to be able to contact us for further information.
Market data, articles and other content on this web site are based on generally available information and are believed to be reliable. Cadence does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice.
Cadence will provide all prospective clients with a copy of our current Form ADV, Part 2 (“Brochure”) and Form CRS prior to commencing an Advisory relationship. Existing clients will receive a copy of the Form ADV, Part 2 on an annual basis, and a copy of Form CRS upon opening a new account or if changes to Form CRS occur. However, at anytime, you can view our current Form ADV, Part 2 or Form CRS on our web site. In addition, you can Contact Us to request a hardcopy.
If you have any questions regarding Compliance and Regulatory information, please Contact Us.
Effective: July 16, 2020
Our Commitment to You
Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything that we can to maintain that trust. Cadence (also referred to as “we”, “our” and “us”) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you.
Cadence does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and reasonable business purposes in connection with the servicing and management of our relationship with you, as discussed below.
Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Policy.
|Why you need to know?|
|Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information.|
|What information do we collect from you?|
|Driver’s license number||Date of birth|
|Social security or taxpayer identification number||Assets and liabilities|
|Name, address and phone number(s)||Income and expenses|
|E-mail address(es)||Investment activity|
|Account information (including other institutions)||Investment experience and goals|
|What information do we collect from other sources?|
|Custody, brokerage and advisory agreements||Account applications and forms|
|Other advisory agreements and legal documents||Investment questionnaires and suitability documents|
|Transactional information with us or others||Other information needed to service account|
|How do we protect your information?|
|To safeguard your personal information from unauthorized access and use, we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Client’s personal information.
We require third parties that assist in providing our services to you to protect the personal information they receive from us.
|How do we share your information?|
|An RIA shares Client personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information.|
|Basis for sharing||Do we share?||Can you limit?|
|Servicing our Clients
Cadence does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where Cadence or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes.
Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent(s) or representative(s).
|Information About Former Clients
Cadence does not disclose and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients.
|State specific regulations|
|Massachusetts||In response to a Massachusetts law, the Client must “opt-in” to share non-public personal information with non-affiliated third parties before any personal information is disclosed. Client opt-in is obtained through the Client’s execution of authorization forms provided by the third parties, by executing an Information Sharing Authorization Form, or by other written consent by the Client, as appropriate and consistent with applicable laws and regulations.|
|We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us.|